Shelly Lederer | 604-839-3491

 

What a Rush! Sold, this Adorable 1949 Vancouver Bungalow this Week.

Sale Price $1,020,000. Congrats to some Very Happy Sellers.  

Thanks for a Fantastic Experience!

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Is Your mortgage up for renewal?  Are you thinking of Buying or Selling?


Save money, plan ahead! Don't miss this 2 hour Seminar of basic knowledge on how to pay your mortgage off Sooner and set up your mortgage to create a lifestyle for your future. As well I will educate you on the do's & dont's of what to purchase & the best way to prepare your home for the market to obtain the most money when Selling.  


Sign up today at shellylederer@remax.net.   See you there. 


Tuesday February 17, 2015  6:30-8:30pm

RBC Royal Bank ~ Willoughby Town Center

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Are you thinking of Purchasing a New Home under 10 Years Old.  GREAT, Please do your homework (or ask a realtor) to help you source out who built the home.

 

There are 2 types of Builders - Licenced or Owner/Builders - Do You Still Have the Correct Warranty under both these Builders?

 

Many ways to find out - Home Protection Office is one way or call me is an easier method.  Call me!

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House prices are expected to continue to rise this   year and next, says Canada Mortgage and Housing  Corp.


The average selling price of existing homes   changing hands will rise by 2.1 per cent in 2014, then slow to an increase of 1.7 per cent next year, CMHC said on Thursday in its first quarter housing outlook.   See Full Article HereCool

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CLEAN OUT YOUR WINTER CLOSETS:

BLANKETS, GLOVES & SCARVES, TOUQUES, **NEW SOCKS & UNDERWEAR.....


Call me and I will be happy to pick up.

 

 

 

 

The Blanket Drive Story, Click Here!

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PRESS DIGEST - Canada July 18 Thomson Reuters


Bank of Canada on Wednesday said its view "balances the many upside and downside risks to inflation" and that will keep interest rates near record lows for some time to come.



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All Secondary Suites are required to have a Secondary Licence whether they already exist or are being newly constructed.  A building Permit is required to ensure the secondary suite has been inspected and can be licenced accordingly.  For applicaiton requirements visit www.tol.ca.

 

Reduced Fees if you obtain a Secondary Suite Licence prior to December 31, 2013.

 

For General Information CLICK HERE!

 

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But for how long?

With today's Bank of Canada rate announcement, there was also an indication our economy is stronger than the Bank projected. But weak inflation continues to signify that rates aren't ready to move. Yet.

 

In contrast, last week the U.S. Federal Reserve announced the U.S economy was stronger than projected, which has them considering a policy shift to end stimulus spending. And that's a signal that interest rates south of the border may go up sooner than expected.

 

Trial balloon or early warning? It's too early to tell. But given that the new BoC Governor Stephen Poloz begins his term on June 3rd, a Bank of Canada policy shift may be on the horizon as well. Once again, it's time to be a rate-watcher.

 

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Thank you to all who Participated in My Aldergrove Community Garage SALE Saturday.  It was A Great Success.  As well Thank you to all the Garage Sale Junkies that came out to find their treasure's.  Any suggestions or Comments for next year always welcome.  

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Come Check Out ALL the Sales.  Many Great Items.

 

There are over 20 Individual Homes and 4 Strata Complex's.

 

- 26440 32A - 3 Families - Harley Items from a 2002 Heritage Softail and a 2003 sportster

 

Stay tuned for more....

 

Check Here for the LOCATIONS

 

HAPPY GARAGE Purchases to ALL!

 

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Saturday MAY 25th, 2013

Register by May 13, 2013

 

FOR DETAILS go to my GARAGE SALE PAGE & to REGISTER

or 

Fax - 604-533-0202

Email - shellylederer@remax.net

Phone: 604-839-.3491


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Grants for British Columbia

LiveSmart BC helps British Columbians make green choices that save money at home, at work and on the road. Tens of thousands of British Columbians are saving money because of their participation in the LiveSmart BC program. You can join your neighbours across B.C. who are saving money and reducing their energy use. 

 

Click Here for all the Info!

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Last week, the federal government introduced Budget 2013. This year's economic and fiscal blueprint balances returning to balanced budgets by 2015-16 with targeted measures that support job creation, improve competitiveness and address areas the government views as threats to the Canadian economy. These measures largely focus on Canada's declining manufacturing sector, infrastructure, research, and gaps in jobs skills. The budget did not contain significant and widespread short-term spending.

Within this context and given that the housing market is in balanced territory in most regions across the country, we had not expected our industry's lobbying proposals for indexation of the Home Buyers' Plan, access to the Home Buyers' Plan after a significant life change and tax deferral for income property reinvestment to be included in this year's budget.

It often takes years for a well-researched and sound policy proposal to be implemented by government, and success often comes down to timing and persistence. Meetings between REALTORS® and MPs are crucial in this process. We will continue to press for changes to the Home Buyers' Plan and income property reinvestment on Parliament Hill during our industry's PAC lobby days in late April.

It is significant the budget did not include any additional direct measures to tighten mortgage financing. Earlier this year, REALTORS® and CREA were successful in preserving the five percent minimum down payment provisions, despite amortization reductions in mortgage rule changes that came into effect on July 9th. CREA maintains regular dialogue with the Minister of Finance's office and continues to follow this issue closely.

The budget contains a few initiatives of interest to REALTORS®, and Boards and Associations:

  • Limiting insurance on pools of low ratio mortgages to only those used in Canada Mortgage and Housing Corporation securitization programs. This is being done to ensure that Canada's high lending standards are maintained and to prevent taxpayer exposure to mortgage lending losses. It will not impact creditworthy first time homebuyers;  
  • The development of a comprehensive financial consumer code with the aim of ensuring consumers have proper information to make responsible financial decisions;
  • A $50,000 increase ($750,000 to $800,000) to the Lifetime Capital Gains Exemption (LCGE) realized on the disposition of qualified small business corporation shares, farms and fishing property. In addition, the LCGE will be indexed to inflation after 2014; and,
  • The expansion and extension of the temporary hiring credit for small business. This credit will provide up to $1,000 against a small firm's increase in its 2013 Employment Insurance (EI) premiums over those paid in 2012 to employers with total EI premiums of $15,000 or less in 2012.

CREA will continue to monitor developments on these issues as additional details are disclosed.

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The BC First Time New Home Buyer Bonus helps make owning your own home a little more affordable. If you’re a first-time home buyer in the market for a newly-built home, you can now get up to $10,000 back from the BC government.

 

If you are a first-time homebuyer purchasing a newly-built home before March 31, 2013, you can get an income tax credit worth up to $10,000.

 

The credit works out to 5% of the home’s purchase price, up to a maximum of $10,000. In other words, any newly-built home worth $200,000 or more qualifies for the full amount.

 

The BC First Time New Home Buyer Bonus is designed to help families starting out, especially those with lower incomes. That’s why it is gradually phased out for people earning more than $150,000 a year.

 

BC is striving to help first-time home buyers start a new life with their family and a $10,000 credit is just one more way we can help.

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     The B.C. First-Time New Home Buyers' Bonus is a new temporary measure designed to provide tax relief during the transition period back to the PST for families and individuals who are purchasing their first home and will assist the residential construction industry by encouraging purchases of newly constructed homes.

  

The bonus will be available in respect of purchases of newly constructed housing where both the HST applies and where a written agreement of purchase and sale was entered into, on or after February 21, 2012 and before April 1, 2013.

For Qualification Details, CLICK Here

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     The Government of BC has published information about transitioning from the Harmonized Sales Tax back to the Provincial Sales Tax and Goods and Services Tax that commences as of April 1, 2013.  For details, CLICK HERE.


Remember: HST, GST or PST does NOT apply to Resale Homes!


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Helpful Advice: Get the basic knowledge you need before buying a home, plus useful advice to guide you throughout the process. Find it all here.

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OPEN HOUSE #2

Tuesday, November 27 - 7:00 p.m. to 9:00 p.m.

Aldergrove Community Secondary School Library, 26850 29 Avenue


As many of you are aware, plans to provide the Aldergrove community with a new recreation centre and indoor pool in Aldergrove are being considered and the Township of Langley wants residents to have their say.

 

The second of two open houses will be taking place tomorrow evening in the ACSS Library from 7:00pm to 9:00pm.

 

OUR community is highly encourage to stop by and give feedback on the two options available as well as feedback on details around those options that are important to the community.

 

Please note that the Open House format is such that you can come by anytime between 7 and 9pm and stay for as long or as little as you like. Give us your feedback and be on your way!

 

Please make sure to go.

 


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Share this posting & GET INVOLVED in Fraser Hwy. Bus Route Changes! Translink wants to change Fraser Highway Translink Bus route #502 in 2013. The TRANSLINK Open House is on Dec 4th 5pm to 7:30PM at Aldergove Sec. School small gym ( http://bit.ly/QxvpIV ) They want these changes ( http://bit.ly/Qxvv36 ) for what they label as Service Optimization ( http://bit.ly/QxvBI3 ) . They also have an online questionnaire for you to fill out.

In a nutshell they want to eliminate the Salmon River Uplands 502 route completely and create a second Fraser Hwy route called 503 which has reduced stops between Surrey Central Skytrain & Langley City and still provide full stops between Langley City & Aldergrove. Initial Concerns are deleting Salmon Rver Route (impacts students, youth & elderly) and they also say service to Aldergrove is until midnight, but in reality there seems to be no change and the last bus to Aldergrove every night seems to remain as the existing 10 pm bus from Surrey Central Skytrain. My sons both say the last Aldergrove bus should leave at least at midnight instead from Surrey Skytrain. What do you think?

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