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Fixed Rate Lower than Variable - 1st in Years!

Your Stress-Free Mortgage


Ask Zach Silverman - CLICK HERE


I'm sure you've heard about the Benchmark rate in Canada dropping from 5.34% to 5.19%. This is good news more for market sentiment than actual dollars and cents. The 15bps drop in qualifying rate will allow a family earning $120,000 per year to qualify for roughly $12,000 more in mortgage amount. 


With actual interest rates currently as low as 2.74% for 5 year fixed money (insured/insurable) or 2.89% for uninsurable refinances, we have a huge opportunity to save our past customers and your clients who have a mortgage a lot of money! People that could benefit from a mortgage review to identify potential savings in a transfer or refinance are as follows: 
- currently in a fixed mortgage rate above 3.19% 
- in a variable rate with a discount of prime -.6% or less 
-  have accumulated debt or loans, etc. 
- looking to access equity in their home to invest, buy another property, etc. 

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PRIZM5 classifies Canadians into one of 68 lifestyle types—with names like Cosmopolitan Elite, Boomerang City, Rustic Roads and Lunch at Tim’s—based on their demographics, marketplace preferences and psychographic Social Values. Using PRIZM5, businesses and not-for-profits can guide their marketing campaigns and media strategies for reaching Canada’s consumer segments.

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