....and do nothing about it. DO you think you would never qualify?
SCENARIO 1. if your Household income is $70,000 (45K You, 25K Spouse) with a car payment, a CC of $5000 and a LOC at $2500.
YOU QUALIFY.... for a Purchase Price of $275,000....with 5% down, you can get started.
DO YOU HAVE RRSP's, move the $$$ to your down payment, it's a WIN - WIN